Budgeting

Price Comparison / Switching

Switching and opting for a cheaper, more appropriate package is quick and easy and the amount that you can save really makes it worthwhile.

Moving your debt from a credit card where you pay 17% APR to one with an interest-free period can save you up to £195 a year. However, you will most probably have to pay a transfer fee which is typically around £50 or 3% of the balance.

If you have a large balance and you don’t think you’ll be able to pay it off before the end of your interest-free period, you’ll probably be better off going for a low life-of-balance card instead.

Make sure that you don’t automatically renew things like car and home insurance without shopping around to make sure you’re still getting the most competitive deal. As a new customer you can take advantage of the best deals, so switching to a new provider is usually the best way to save on insurance and most will also let you take your no-claims bonus with you too.

You can also shop around for better home phone deals and broadband packages as you can get free broadband with some phone packages. Switching to the right home phone and broadband packages can save you considerable money.

For some useful price comparison websites, go to our Contact Us & Links page, and you will see details of some of those available.