Downloads

We have a wide selection of documents and downloads to help you to deal with your debts. Please keep copies of any letters you send to creditors.

 
 General

• Bank Accounts Fact Sheet (EXTREMELY IMPORTANT)

• Credit Ratings & Reports Fact Sheet

• Money Saving Tips Fact Sheet

• Budget Planner 

• Christmas Fact Sheet

Financial Statement

• Completing a Financial Statement

• Common Financial Statement  

• Summary Fact Sheet

Mortgage/Rent Arrears

• Mortgage Arrears Fact Sheet

• Rent Arrears Fact Sheet

• Mortgage Arrears sample letter - Contact us for a copy & advice

Token Offers

• Token Offers Fact Sheet

• Token Offer Letter

• Token Offer was refused letter - Contact us for a copy & advice

• Request to Freeze interest/charges declined - Contact us for a copy & advice

• Write off request letter

Debt Management Plan

• Debt Management Plan Fact Sheet

• Pro-rata offer letter

• Pro-rata offer refused letter - Contact us for a copy & advice

• Request to freeze interest/charges declined - Contact us for a copy & advice

 
IVA

• Individual Voluntary Arrangement Fact Sheet

Debt Relief Order (DRO)

• DRO Fact Sheet

Bankruptcy

• Bankruptcy Fact Sheet

Full & Final Settlements

• Full & Final settlement fact sheet

  Full & Final offer letter - Contact us for a copy & advice

Hire Purchase

• Hire Purchase Fact Sheet

Consumer Credit Act

• Request copy of credit agreement letter